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2nd Apr 10
quickmon9Free Credit Report
There are several television and radio advertisements offering free credit reports. What they do not tell you is you must sign up for a credit report monitoring service, which costs a fee. There is a Real Free Annual Credit Report Website available that is just what it claims. You can get a free credit report once a year, no strings attached.
Get one free credit report from the three credit reporting agencies once a year.
Their website allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
Fraud Alerts
You have the right to ask that nationwide consumer credit reporting companies place “fraud alerts” in your file to let potential creditors and others know that you may be a victim of identity theft. A fraud alert can make it more difficult for someone to get credit in your name because it tells creditors to follow certain procedures to protect you. It also may delay your ability to obtain credit.
You can get all this information, phone numbers and more at their website the Real Free Annual Credit Report Website
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